The credit limit refers to the maximum amount of credit that the card issuer can grant to the cardholder within a specified period based on the cardholder's credit status. The credit limit can be used repeatedly. In layman's terms, it can be used as an overdraft for consumption. Quota.

For example, if the credit limit of your credit card is 50,000, you can use the card to purchase goods below 50,000.

The credit limit refers to the maximum limit that a credit card can use for recurring overdrafts. It is *entitled to RMB and foreign currencies, *entitled to principal and supplementary cards*, and *entitled to all credit cards under your name.

The cash withdrawal limit generally does not exceed 50% of the credit limit and does not exceed the current available limit of the card. The available credit refers to the amount of money that can be used by the current card for consumption up to now. Credit card limits are not static. According to the requirements of national macro-policy control and supervision, banks will pay attention to customers' card usage in real time. If they find that you have frequently made large-value transactions or credit abnormalities recently, the bank may lower your credit limit. , if your consumption situation is good, the bank will increase your credit limit.