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Can I pay a down payment for buying a house with a credit card? Know clearly before making plans!
Nowadays, many people choose to buy houses and settle in cities for work reasons. But buying a house is a big deal, which requires a very expensive sum of money, so many users think, can I pay a down payment for buying a house with a credit card? Then let's have a brief discussion. Can I pay a down payment for buying a house with a credit card? In the past, some users paid the down payment of houses by swiping credit cards. However, after the new regulations, banks have requirements for applicants' credit cards and loans before issuing mortgages, and may require them to pay off before applying, otherwise it will be difficult to apply. Secondly, the down payment of a house is 30%, which is also a lot of money, sometimes hundreds of thousands or millions. For the average user, the credit card limit is tens of thousands of yuan. If you want to pay the down payment by credit card, you have to use several credit cards to make it up. In case the credit card is not returned, it is also a very troublesome thing. Moreover, the national policy has strict restrictions on credit card down payment. Some areas clearly stipulate that it is not allowed. Finally, there will be a large handling fee for the credit card down payment. Developers are certainly unwilling to bear the cost. If the handling fee is allocated to users, it will undoubtedly add insult to injury. All in all, no matter from the aspects of policies, new bank regulations, repayment pressure of users, etc. There is a limit to the down payment by credit card. The above is about "can I pay a down payment for buying a house with a credit card?" The answer, I hope to help everyone. If you have this plan, you can know in advance whether the policy of the place where you buy a house allows it and whether the real estate agent supports it, otherwise you should make a good plan and prepare the down payment in advance.