Borrowable cash is cash advance. 42,000 is the loan limit that the bank can give you. There will be interest if you use it, and you will pay it back in installments.

The amount of cash that can be borrowed in advance ranges from one-third to the full amount of the credit limit. The total amount plus the total amount of transactions must not exceed your credit limit, and some banks have restrictions on daily advances. Amount of cash. You can get cash quickly without any guarantee within the limited amount

CITIC credit card cash withdrawal handling fee:

1. Domestic, each transaction is charged at 2% of the cash withdrawal amount, with a minimum charge For RMB 20?. ?

2. Overseas, each cash withdrawal is charged 3% of the amount. The minimum fee is USD 3, Hong Kong dollars 30 or Euro 3.

Extended information

First-line requirements of CITIC Credit Card

1. The interest-free repayment period shall not exceed 50 days, and Party B and its supplementary cardholders can enjoy The conditions and standards for the interest-free repayment period and the minimum repayment amount are determined independently by Party A. Party A has the right to adjust the interest-free repayment period based on the card usage behavior of Party B and its supplementary cardholders.

If Party B and its supplementary cardholders repay all the non-cash transactions within the interest-free repayment period, they do not need to pay interest on the non-cash transactions. Otherwise, Party A shall pay overdraft interest on the entire overdraft amount from the date of accounting to the date of repayment.

The maximum overdraft interest charged by Party A is a daily interest rate of 5.00%. Party A has the right to charge a daily interest rate of 3.5% to 3.5% based on the card usage behavior of Party B and its supplementary cardholders. Overdraft interest will be charged within the range of 0.5%, and compound interest will be charged monthly. ?

2. Party B and its supplementary cardholders must pay credit card cash withdrawal fees when handling cash withdrawals by credit card, and do not enjoy the interest-free repayment period. The overdraft interest charged by Party A is a maximum daily interest rate of 0.05%. Party A will charge a daily interest rate of 3.5% to 0.01% from the bank accounting date based on the card usage behavior of Party B and its supplementary cardholders. Interest will be accrued within five days until the repayment date, and compound interest will be accrued on a monthly basis. ?

CITIC Credit Card - Credit Card Knowledge

Baidu Encyclopedia - Cash Advance