Inclusive finance Lily Card is a "loan-and-return" financial product launched by Nanping Rural Commercial Bank, which can provide a maximum credit of 300,000 yuan with a term of 3 years.

Free of annual fee and withdrawal fee, you can transfer money directly through mobile banking or withdraw cash through counters and ATMs.

Interest is calculated on a daily basis and paid on a monthly basis. No principal, no interest. The principal can be borrowed and repaid within 3 years, which is a flexible reserve fund around you.

The application is simple and quick, and you can get the card in 10 working days.

The difference between inclusive finance Lily Card and ordinary credit card;

1, inclusive finance Lily Card can withdraw cash in full, but ordinary credit cards can't.

2. There is no handling fee for inclusive finance Lily Card, and the withdrawal fee for ordinary credit cards is more than 1%.

3. inclusive finance Lily Card can repay the principal after 3 years, while ordinary credit cards need to repay the principal after 56 days.

4. inclusive finance Lily Card is free of annual fees, and ordinary credit cards charge annual fees.