How to cancel Ping An Bank credit card?

The cancellation method of Ping An Bank credit card is as follows:

1. Ping An Bank credit card cancellation telephone operation:

The cardholder calls Ping An Bank credit card telephone number: 400824365—— Press "0": The cardholder will be transferred to manual service - enter the ID number to transfer to manual service, and explain to customer service that he wants to cancel the card, and customer service can complete the entire card cancellation work.

2. Ping An Bank credit card cancellation counter operations:

You can also bring your valid ID card to a Ping An Bank business outlet to cancel the card.

Warm reminder:

After canceling the card, it is recommended to cut off the Ping An Bank credit card or use a sharp blade to cut off the magnetic stripe.

How to cancel the account of Ping An Bank credit card

There are many ways to cancel the credit card of Ping An Bank. Cardholders can cancel the card in the following ways:

1. Cancellation through telephone banking. Credit cards can be canceled through telephone banking, but the prerequisites for credit card cancellation must be met before they can be canceled over the phone. Cardholders can call Ping An Bank's credit card service hotline: 400824365, and then press "0". Transfer to manual service, enter the ID number to transfer to manual service, and then explain to customer service that you want to cancel the card. Customer service can complete the entire card cancellation work for the cardholder.

2. To cancel at the bank counter, the cardholder can bring valid documents, such as ID card, credit card, etc., as well as the documents required by the bank to collect the reservation number at a nearby Ping An Bank outlet, queue up, and then follow up with the service The staff explained that they wanted to cancel the account, give the credit card to the bank staff, and fill out the relevant application, so that the credit card account can be canceled.

Pay attention to whether there is any excess deposit on the credit card account. Since many cardholders are accustomed to using credit cards as debit cards, there is a part of the deposit amount in the credit card. Before canceling the credit card, the cardholder The deposit amount needs to be withdrawn. When canceling a credit card, there should be no unpaid bills. Before canceling, you must confirm that the number of times you have swiped the card has reached the requirement for annual fee reduction. This is what we need to pay attention to to prevent paying the annual fee out of pocket.

Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

If you no longer want to use a Ping An Bank credit card, you must choose to cancel it. The safest way for cardholders is to report the loss first and then cancel it. If the cardholder does not want to pay the loss report fee and wants to cancel the credit card directly, he should also pay attention to the following. Questions:

1. Pay off all arrears in a timely manner. This arrears include not only account arrears, but also annual fees, etc.

Confirm whether the account has been canceled after 2.46 days to prevent the bank from successfully canceling the card due to some reasons, but the cardholder thought that the card cancellation was successful.

3. After deleting the card, it is recommended to cut the card or use a sharp blade to cut off the magnetic stripe (the magnetic stripe contains a large amount of private information).

Generally, it takes more than ten minutes to cancel a credit card, but the 45 days after canceling the credit card is called the "pre-cancellation period." During this time gap, the canceled card can actually be used for swiping. If the cardholder throws it away casually because he thinks the card has been canceled, the discarded card may be used by criminals and may still be stolen. It is possible to swipe, and you will have to bear losses for it. Similarly, cards within the pre-cancellation period can also be used for online transactions, and funds can also be transferred to the card.

What is the cancellation process for Ping An Bank’s credit card?

1. Ping An Bank credit card cancellation process:

1. Dial Ping An Bank customer service hotline 95511 and transfer to manual service for operation.

2. Verify personal information and then apply to cancel the credit card.

3. Customer service will try to retain you, you just need to make sure to log out.

2. Contents related to credit card account cancellation

1. Credit card cancellation and account cancellation are two different concepts. If you want to completely cancel the credit card account, the cardholder needs to explicitly cancel the credit card account to the bank. Otherwise, banks will generally just cancel the credit card and retain the cardholder’s account information.

Whether you want to cancel your card or account, you can directly call the bank or go to the bank counter to apply. You generally need to wait 45 days after applying for credit card cancellation, because only when there are no arrears or balances on the credit card account, and there are no negative records such as overdue charges, the bank will officially cancel the card for you. When completely canceling a credit card account, please pay attention to the following points:

2. Pay off the debt in time before canceling the account: all debts must be paid off before canceling the account, and do not cancel the account if the debt has not been settled. Otherwise, the account cancellation is likely to fail;

3. Before canceling the account, you must cancel all credit cards: If you have other credit cards in use at the same bank, you generally cannot cancel the account; < /p>

4. After the account cancellation effective time expires, go to the bank to confirm whether the account cancellation is successful: In order to ensure that the cardholder’s account has no outstanding balance when canceling the account, the account cancellation application will generally take effect after 45 days. The person should contact the bank 45 days after submitting the account cancellation application to confirm whether the account has been completely closed.

5. Do not throw away canceled credit cards. Cut the magnetic strips into pieces before throwing them away to avoid being picked up by criminals and causing losses to you. Before canceling a credit card, be sure to ensure that there is no balance in the credit card, neither arrears nor excess deposits. Because once a credit card has a balance, it cannot be canceled.

6. Pay off all outstanding debts promptly. This arrears includes bill arrears and annual fees. If there are still outstanding balances in the card, just cancel the card without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start "debt collection"! Confirm whether to cancel the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When you propose to cancel the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days.

How to cancel a Ping An Bank credit card

The method to cancel a Ping An Bank credit card is as follows:

Method 1:

1. Call Ping An Bank on your mobile phone Call the customer service number of the Credit Card Center and select the cancellation service according to the voice prompts.

2. It should be noted that your Ping An Bank credit card must have no outstanding balances in order for the operation to be successful.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 5.5.1

Method 2:

1. Go to the bank counter to cancel the card

2. Bring your ID card and credit card and fill in the card cancellation application form at the counter of Ping An Bank;

3. If the credit card has no outstanding balance or excess deposit 45 days after the application, the cancellation is successful;

4. After canceling the Ping An Bank credit card, this article should be cut and discarded to prevent theft. .

Extended information:

1. What are the advantages of Ping An Credit Card:

1. Ping An Credit Card Limit

Ping An Credit Card is divided into regular cards , gold card and platinum credit card. The limit of regular card is generally 3,000-10,000 yuan, the limit of gold card is 10,000-50,000 yuan, and the limit of platinum card can reach more than 50,000 yuan. The credit limit is guaranteed, which is the first advantage of Ping An Credit Card.

3. Ping An credit card application is convenient and the card is issued quickly

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 5.5.1

Applying for Ping An Credit Card can be done through Ping An Bank’s WeChat official account, Ping An Pocket Bank APP, Ping An Credit Card’s official website, etc. Applicants need to meet:< /p>

(1) If you are a mainland citizen, you must be 20-65 years old (inclusive), and Hong Kong, Macao, Taiwan and foreigners must be 25-65 years old (inclusive);

(2) Have a stable source of income or a fixed job, and have bank accounts flowing;

(3) Have fixed properties, such as cars, houses, passbooks, etc. These properties will increase the chances of approval of credit card applications Rate. Different credit card types may have their own regulations. You can go to the application page to check the detailed requirements.

3. Ping An Credit Card Swipe Discounts

The biggest advantage of Ping An Credit Card is that its card swipe discounts are very rich. Ping An Credit Card is segmented according to different consumer groups and has designed a wide range of products. credit cards, each of which offers its own exclusive benefits.

That’s it for the introduction of Ping An Bank credit card account cancellation.