The bank card is expired and cannot be transferred. Once the bank card expires, it will be invalid and no longer has the financial function of the bank card. You can't accept any foreign currency or make external payments, and the whole account is dormant. When others make money, they will be prompted as "invalid cards", so they cannot make money. Even they won't use this card. Users can only resume normal use if they bring their valid identity documents to the bank outlets for reactivation.

Bank cards are divided into debit cards (savings cards) and credit cards (credit cards), of which debit cards (savings cards) have a long validity period, generally 5 ~ 10 years. Different banks and different cards may have some differences, and pure magnetic stripe cards and chip cards will also be different. Generally speaking, the card surface is marked with the expiration date, such as 08/25, and the expiration date is August 2025.

Generally, reactivation means going to the bank to change the card. The depositor can keep the original card number or change it into a new one. It takes 7 days to change a bank card without changing the number. After changing the card, the funds on the original card will be transferred to the new card.

At the same time, when the bank card suspends counter trading, depositors will also be unable to transfer money. Cardholders need to go to the counter to cancel their accounts with valid ID cards and bank cards during working hours according to the tips of the staff, that is, users can go to the bank counter to handle a transaction with their ID cards and bank cards. Generally speaking, the working hours of banks are from 9: 00 am to17: 00 am every Monday to Friday, and different outlets have different shifts on weekends.

Bank cards will be restricted from over-the-counter transactions under the following circumstances:

1. The cardholder's illegal use of the card leads to the restriction of off-counter business, such as using the savings card of China Merchants Bank as the settlement card, making small high-frequency transfers, cashing in high-frequency capital flows, etc.

2. Cards that have not been used for more than half a year will automatically become sleep users, that is, after the credit card becomes sleep card, the counter business will be suspended.

3. The basic information reserved by the bank is incomplete. For example, the basic information of bank users mainly includes pinyin, address, validity period of certificates and so on. If there is a message that doesn't match the real identity.