The standard for filing a credit card debt case is generally more than 50,000 yuan, and some banks will also set the standard for filing a case to 10,000 yuan.

When using a credit card, it is best for users not to have an overdue credit card, let alone a serious overdue credit card. Because the nature of overdue credit cards is credit card fraud, especially if the user is overdue for a long time, the bank will directly sue the user to the court, and the user's personal credit report will also be seriously affected. If the circumstances are serious, users may even be held criminally liable.

The standard for filing a credit card debt case is generally 50,000 yuan.

After the user owes a credit card, when the user's credit card debt reaches 10,000 yuan, this amount has actually reached the standard for filing a case. For most banks, the bank may give users a certain grace period, not to mention a limit, so the standard for filing a credit card case in most banks is set to 50,000 yuan. As long as this amount of debt is exceeded, such users will definitely be formally prosecuted by the bank.

There is a risk of going to jail after registering a credit card.

After a case of credit card fraud is filed, all the user's accounts will be frozen by the bank, and the user's personal credit report will also show overdue records. After that, the court will officially accept the credit card fraud case. If the user maliciously overdues the due date, the user will not only need to repay all the arrears and penalty interest at once, but will also bear similar criminal liability, and may even be imprisoned for this. .

What is my personal advice?

In my personal opinion, users must live within their means when spending credit cards, and it is best to correctly assess their credit card repayment ability. Using credit cards is not a bad thing in itself. We can even use credit cards as a source of cash flow in a short period of time. However, for different users, not everyone is suitable for using credit cards. I personally only recommend those who can reasonably control their consumption behavior. Man uses credit card.