The card cannot be queried until the card is received. The initial credit limit can be queried on the card letter mailed with the card.

The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained.

Credit card limit, also known as credit card available limit, refers to the maximum amount that can be used by the credit card you hold. It includes the credit limit (that is, the maximum overdraft limit of the credit card) and the amount deposited into the credit card.

Extended information:

Methods to increase credit card limit of China Construction Bank:

1. Good personal repayment record

The cardholder is using After spending on a credit card, make sure to repay the money on time every month before the repayment date. Once the payment is overdue, not only will you have to pay a high late fee, but you will also have a bad credit record, which will affect your future credit card applications. If there is an emergency and you cannot repay the loan in time, you can call the China Construction Bank customer service hotline: 95533 to apply for an extension of repayment.

2. Submit complete supporting materials

Submit as many credit card application materials as possible, and ensure the authenticity of these materials, because the bank will apply for the card based on these supporting materials. People do asset appraisals. If the card holder has a deposit in China Construction Bank or is a civil servant, it will also help the card holder to obtain good credit, and it will also be helpful to obtain a higher credit limit after approval.

3. Frequent consumption by swiping the card

China Construction Bank will make a comprehensive evaluation based on the customer's past card use. It is recommended that cardholders diversify their consumption types when swiping their cards. For example, for home appliance consumption, catering consumption, supermarket shopping, etc., try to spend as much as possible in physical stores.

Baidu Encyclopedia-CCB Credit Card Center

Baidu Encyclopedia-Credit Card Limit