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Is the 20th anniversary certificate that was given with real money at a great discount useful?

Useful. The super-favorable real gold card is a commemorative card issued by ICBC Peony Card Center for the 20th anniversary. The card surface is made of real gold and comes with a card box and certificate, making it highly collectible. ICBC Peony Super Credit Card 20th Anniversary Edition (Dragon Edition - Gold Card) is a standard credit card issued by ICBC and is UnionPay Gold Card level.