There are generally five main channels for credit card repayment.

① Cash repayment is to deposit cash into a credit card, which can be operated in a bank or a self-service cash deposit and withdrawal machine without any charge;

(2) Bank debit card transfer repayment refers to the repayment of the bank's credit card by using the bank's debit card (savings card) in the form of transfer without charging any fees;

(3) Debit card transfer repayment of other banks refers to the repayment of our credit card by using debit cards of other banks, which is carried out in the form of inter-bank transfer and inter-bank charges;

(4) Self-service repayment is agreed, that is, a debit card of our bank is bound to the credit card held, and the money is deposited in this debit card. On the due repayment date, the bank will automatically deduct the corresponding arrears from the debit card, just fill in an agreed repayment application form at the bank, and there is no charge; (PS: It should be noted that the balance in the debit card should be enough to pay off the total amount owed by the credit card, otherwise the bank will not deduct the money, which is equivalent to the outstanding amount).

⑤ Generally, online payment platform is used for online transfer repayment, and the attached credit card repayment function can be operated in the Bank or across banks without any charge.