The credit limit of CCB Longka Auto Card is generally 10,000 to 100,000 yuan, depending on the customer's situation.
The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained. Therefore, applicants must provide proof of income and statements of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.
If the cardholder's existing credit limit is insufficient, he or she can apply to China Construction Bank in advance for a temporary increase in credit limit, and China Construction Bank will make adjustments for you based on your credit status and card usage. If you need to temporarily increase the limit of your CCB Long Card car card, please call the 24-hour service hotline and provide relevant materials as required. The temporary credit limit is valid for up to 3 months. After expiration, your credit limit will be automatically restored to the original limit. The credit limit of the supplementary cardholder is set by the principal cardholder. If the temporary credit limit of the supplementary card needs to be adjusted, the principal cardholder must apply.
If cardholders increase their credit limit for a long time, they need to call the China Construction Bank Credit Card 24-hour customer service hotline 4008200588 to apply for a limit adjustment of the CCB Long Card Auto Card after holding the card for 6 months. China Construction Bank will notify customers of the review results within a week based on the cardholder's card usage history, repayment records, etc. in the past six months. If the cardholder can provide some asset certification materials when submitting the application, this can Get a higher credit limit.