Alipay balance repayment to CITIC Bank credit card is usually credited within 24 hours without any handling fee. The steps are as follows:

1. Open "Alipay Wallet" and enter in the login window Enter your Alipay account and login password, and then click to log in.

2. Go to the homepage of Alipay wallet and click "Credit Card Repayment".

3. On the bank card repayment page, click "Add Credit Card", enter the credit card number, card-issuing bank, cardholder name, and then click "OK".

4. Then enter the "amount" to be repaid to the credit card, and then click "Confirm Repayment".

5. In the payment password input window that pops up, enter the payment password of Alipay and click "Pay". You will see the prompt that the balance of Alipay has been repaid to the CITIC Bank credit card. You only need to wait for the bank to process it. That's it. After the repayment is successful, you will also receive a reminder message that the repayment is successful.