Worth it. If you are a business person, such as a white-collar worker, or you actually have high requirements for credit cards and don't care much about the annual fee of several hundred yuan a year, you can still handle it, and ordinary people don't need to handle it. By the end of June, 2022, 5438+February 3 1, you can enjoy a 20% discount immediately by recharging in the "special call" APP through Minsheng UnionPay Auto Unbounded Credit Card and paying through China UnionPay Express Channel. A single discount is limited to 20 yuan, and no refund is allowed for up to 4 discounts.