Suppose your bill date is the 3rd of every month, and the due date is the 23rd of every month.
Then you withdraw 10000 on July 3rd, assuming that the handling fee is 100 yuan and the daily interest rate is five ten thousandths, that is, 5 yuan.
Withdraw cash on the 3rd, and enter it in the account on the 4th, assuming that you repay it on the 5th of next month.
7.4-8.3, 30 days, interest 150 yuan. After August 3rd, the interest is included in the accumulated compound interest of the principal, so the interest on the 4th and 5th days is = 10 150* five ten thousandths *2 days =5.08(5.075, rounded) * 2 =/kloc-0.16 yuan.
By August 5th, the total liabilities =10000+100+150+/kloc-0.16 =10260.16 yuan.
Two months is the same.