Is the postal savings bank customer service hotline 24 hours a day?
The postal customer service hours are 24 hours, and the customer service numbers are as follows:
1. Postal Savings Bank customer service hotline is: 95580.
2. Postal Savings Bank credit card customer service hotline: 400-88-95580.
3. Postal services: 11185.
4. EMS: 11183.
5. China Post Life: 400-890-9999.
6. Postal Bank customer service telephone manual service.
Method 1: Dial 95580 - press 1 to select Mandarin - press 0 to connect to manual service.
Method 2: Dial 400-88-95580 - press 0 to connect to manual service.
Postal Savings Bank customer service telephone fee standard:
1. Postal Savings Bank customer service telephone: 95580.
(1) Postal Savings Bank customer service hotline organically combines self-service and manual answering service to provide you with 7×24-hour customer service. Through self-service or manual service, you can complete account balance inquiries , transaction details inquiry, verbal report of account loss, timely application for activation, agreed periodic rule setting, fund transfer, third-party custody, foreign exchange treasure trading, fund trading, self-service payment and other types of transactions.
(2) The charging standards are the same as those for local calls, and no long-distance call charges will be charged.
2. Postal Savings Bank credit card customer service hotline: 400-88-95580.
(1) The Postal Savings Bank credit card customer service hotline provides users with: credit card application consultation, application progress inquiry, password modification or reset, credit card loss report, account inquiry, card function settings, installment and market activity products Ordering, credit card activation, personalized menus, human service and other functions.
(2) 400 customer service hotline, the charging standard is the same as the charging standard for local calls, and no long-distance call charges are charged.
In addition, customers can inquire about business handling, account issues, complaints, transactions and other issues through the Postal Bank mobile app or WeChat official account.
The Postal Savings Bank credit card is a UnionPay standard RMB credit card. It has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, and points earning; it provides a 24-hour customer service hotline, free bill delivery, Self-deduction repayment related services and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.
Postal Savings Credit Card Telephone Number
Postal Savings Bank Credit Card Customer Service Telephone: 400-88-95580; dial 400-88-95580 - press 0 to connect to manual service.
What is a credit card?
Credit card (English: creditcard), also called credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.
Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: billing date).
On April 15, 2016, the central bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting over-limit fees. The new regulations were implemented in January 2017 It will be officially implemented on the 1st.
The debit card is an ordinary savings card. The account attribute is a current deposit account, which can be used for consumption, ATM deposits and withdrawals, etc.; the credit card can be used for consumption, ATM deposits and withdrawals, etc. The biggest advantage is that it can Overdraft (with a certain credit limit)
Generally, bank cards are divided into two types: credit cards and debit cards.
Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.
Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.
Postal Savings Bank of China credit card customer service hotline is 95580
Postal Savings Bank of China credit card customer service hotline is 40088-95580.
If you have any questions about Postal Savings Bank credit card or want to handle related business, it is recommended to call 400-88-95580 and transfer to manual service. After dialing the number, select voice. After completing personal identity verification, follow the voice prompts. Dial the key to enter manual service.
Postal Savings Bank credit card manual service can provide users with credit card application consultation, application progress inquiry, password modification or reset, credit card loss report, account inquiry and other functions. You only need to verify your identity after the customer service , just put forward relevant requirements to customer service.
Notes
It should be noted that the credit card customer service hotline 400-88-95580 is not free, it is charged according to local phone rates. If you want to contact customer service for free, you can click on the manual customer service on the official website of Postal Savings Bank of China Credit Card to communicate directly with customer service online.
95580 business functions:
The 95580 telephone banking system has realized inquiries and savings for savings, remittances, microfinance, funds, treasury bonds, financial management, international, companies, credit cards and other businesses. Account loss reporting function.
Customers who register for telephone banking services can also choose to open transfers, remittances, investment and financial management (including fund business, financial product business, treasury bond business) buying and selling, telecommunication tariff payment and other services.
After dialing 95580 for telephone banking, the customer can complete the above transaction by entering the postal savings account number or according to the voice prompts of telephone banking.
That’s it for the introduction to the postal credit card telephone customer service.