It takes 7 working days to apply for the Easy Loan Card, because these 7 working days require careful review and approval.

What is the Rural Credit Cooperative Easy Loan Card?

With the growing needs of the people, the popularity of credit cards is also increasing. In order to meet the needs of the people, major banks have also issued their own credit cards. So what is the Rural Credit Union Easy Loan Card? In fact, rural commercial banks are an upgrade of local rural credit cards. Yidai Card is a credit card issued by rural merchants with a certain personal credit limit. As long as you are over 18 years old, have good personal credit and have a legal residence certificate and a valid personal identity document in China. You can go to the relevant department to apply for your own credit card. But at the same time, it should be noted that having the qualifications for a credit card does not mean that you can afford the credit card usage limit, so don’t squander it randomly after you apply for a credit card.

How to repay the Yidai Card?

Easy Loan Card is a loan product that needs to be completed through online operations from application to approval, so the repayment operation also needs to be completed through online operations. When applying for Easy Loan Card, you need to Through online operations, loan applicants need to first register online with their personal identity information on the platform to form a personal application account when applying for an Easy Loan Card. A personal application account needs to be bound to the personal loan application account. The loan applicant's bank card will be used for cash withdrawal and repayment operations. When the loan applicant's application is successful, the system will automatically deduct the money on the specified repayment date. Therefore, after the loan applicant successfully applies for the loan, he only needs to ensure that his personal As long as there is enough repayment limit in the bank account.

What are the repayment regulations for Rural Commercial Bank Easy Loan Card?

1. According to the signed loan contract, the repayment method of interest and principal is as agreed. 2. If the agreement is to settle the interest annually, the principal will be repaid in one lump sum and one year's interest when due. 3. In addition, there are quarterly borrowings with interest and one-time principal repayment upon maturity, quarterly borrowings with interest and principal repayment in installments.