1. Different banks have different regulations on handling cards with cards. Ordinary commercial banks, such as China Merchants Bank and Minsheng Bank, can use cards, provided that your card has been used for more than half a year. State-owned banks are relatively strict, unless you have already applied for their credit cards and are using them, with a good credit record. Industrial Bank, China Everbright Bank, etc. You can apply directly in online banking, and then someone will come to the credit card center to apply for a card. The card approval speed is fast, and the requirements are lower than those of the four major banks. You can also use a credit card. Approving credit cards one by one is usually simpler than the first card collection process. Of course, this needs to be based on good credit.

2. Card handling is the same as normal card handling, which will not improve the success rate of card handling, but the number of cards previously held will have certain reference value for the new card quota. Whether the card can be approved successfully depends on the application materials submitted by the user and the credit records in the personal credit information system. The bank will decide whether to approve the card and how much after unified and strict examination.