Credit card is a payment tool and will not take the initiative to deduct your money. When you use a credit card, the bank will repay in advance, and then you need to repay within the repayment period. The division of marital property after divorce is carried out according to legal procedures, and the repayment responsibility of credit card is usually borne by the cardholder. If your credit card account is in a personal name, the division of property after divorce will not directly affect the repayment responsibility of the credit card.