After some cardholders spent 5,000 yuan using the Xingye Xingli Credit Card, they wanted to choose bill installment to repay. Although this repayment method is interest-free, it does charge a handling fee. So, how is this handling fee collected? Let’s introduce to you the installment fee standards for Industrial Bank credit card bills. Industrial Bank credit card provides bill installment business, which can provide cardholders with interest-free monthly repayment benefits. After the cardholder chooses this business, he only needs to repay part of the principal and pay some interest on the due payment date every month. However, Industrial Credit Card bill installments are not something you can just split if you want. The following conditions must be met: 1. Application amount: The minimum amount that can be applied for the RMB bill installment of the cardholder's current bill is RMB 100, and the minimum amount that can be applied for the USD bill installment is RMB 100. for $100. 2. Application time: Cardholders must apply for bill installment business after the current bill date and before 17:00, one calendar day after the due repayment (excluding the due repayment date). The number of installments that can be applied for with Industrial Credit Card is 3, 6, 12, 18, 24, and 36. The corresponding handling fees are shown in the figure below:
Take this netizen as an example, Industrial The installment fee for Xingli credit card bill of 5,000 yuan is as follows: 1. In 3 installments: 5,000× yuan; 2. In 6 installments: 5,000× yuan; 3. In 12 installments: 5,000× yuan; 4. In 18 installments: 5,000× yuan ; 5. Divided into 24 installments: 5000×yuan; 6. Divided into 36 installments: 5000×yuan;
Remind everyone that when applying for installments, you should also know whether you need to pay the handling fee in one go or collect it in installments , what needs to be understood is that regarding the handling fee, no matter which payment method you choose, as long as you choose the number of installments, the handling fee cannot be changed. Even if you repay in advance, the handling fee will not be less. (Swipe your card to get a bracelet and convert your exercise into points)