detailed description:

1. loans overdue's 1 days is a long time, and the bank will regard this situation as a serious breach of contract and take corresponding measures to protect its rights and interests.

2. The filing of a case by the bank means that the case has entered the legal procedure, and the bank may seek legal means to recover the arrears.

3. although repayment is still possible, it must be carried out under specific legal procedures. This may involve higher fines, interest and other legal liabilities.

4. the timeliness of repayment also depends on the individual's economic situation. If the debt is accumulated and the repayment ability is limited, it may take longer to repay the arrears.

5. before repayment, it is suggested to negotiate with the bank and make a repayment plan to solve the overdue problem as soon as possible.

Summary:

After 1 days overdue, it will be more difficult for the bank to report the case, but it is still possible to work out a repayment plan through consultation with the bank.

Extended information:

According to the laws of different countries and regions, the processing methods of overdue credit cards are slightly different. Usually, overdue will lead to a decline in credit rating and may lead to legal disputes. Therefore, timely repayment is an important factor to maintain a good credit record.

In China, the common overdue handling methods of banks include telephone collection, SMS notification and letter collection. If the arrears are large or overdue for a long time, the bank may take more severe measures, such as calling the police to file a case and entrusting a third party to recover. In addition, according to relevant laws and regulations, overdue repayment may need to pay additional fees such as penalty interest and late payment fee.

please note that this information is only general, and there may be differences in actual situations. It is recommended that you contact the bank in time for accurate guidance and handling when you encounter similar problems.