At present, Guangfa, Ping An, Xingye, CITIC and China Everbright can apply for cards online.

Precautions for online credit card processing:

Applying by online credit card is usually an appointment. You must fill in the application form on the credit card website and wait for the salesman to contact you.

after the reservation is successful, the salesman will handle the card you applied for. The procedure is the same as that of ordinary card application. However, you need to provide the existing credit card or bill as an audit item of the card, and you need to provide a copy or photo.

Conditions for credit card application:

1. In the past six months, the credit card has no bad record, the consumption and repayment are in good condition, and there is no default or overdue. This mainly considers that the bank's approval of credit card is based on the applicant's previous credit record.

2. after the card is opened, the use time must meet the requirements of the bank.

3. The existing credit card quota should not be too low, and the time of using the card should not be less than that of the current year. It is suggested that this method should not be considered if the quota is less than 5,.

Extended information:

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

China's relevant laws ("the NPC Standing Committee on <; Criminal Law of the People's Republic of China > The credit card stipulated in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the Credit Card standard is Credit Card.

Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.

there is no need to pay cash when spending with a credit card, and repayment will be made on the Billing Date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

Reference: Baidu Encyclopedia-Network Card Handling