There are two types of credit card consumption payment limits, one is the credit card consumption limit, and the other is the debit card consumption limit. Generally speaking, the consumption limit of a credit card is the credit limit of the credit card. If the consumption amount is greater than the credit limit of the credit card, then there will be a phenomenon of being unable to consume. If it is a debit card consumption, once the amount in the debit card exceeds the limit, it will also be impossible to consume. The limits are determined based on the credit limit on the card.

The first is credit card consumption. Generally, credit card companies will prevent credit card cash-out and set a limit on the amount of a single credit card transaction. Generally speaking, users who only have credit cards will not use more than 50,000 credit cards at a time when making purchases, and most people will not use such a large amount for general consumption, unless they are buying real estate or a car. With such a large amount of funds, if you use a large amount of funds, you must use it according to the credit card limit. If your credit card limit is only 30,000 yuan, then you must only spend within 30,000 yuan when spending, and the excess limit Credit cards will not overdraft you, so when using a credit card, you must understand the limit on your credit card and use it correctly when making purchases. Never be short of credit when making purchases because you don’t know the limit on your credit card.

The other is debit card consumption. If your savings card is a first-class account, then during the transaction process, as long as the money in the savings card is enough for consumption, you can spend whatever you want no matter how much you swipe. However, it should be noted that if your account belongs to the second category account, the average daily transaction limit will be within 10,000. Now during the epidemic, the maximum transaction limit is within 50,000. This is the case in every bank. For individuals Accounts have clear amount limits, especially Class II and III accounts, which have certain limits on consumption amounts.