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Does Alibaba charge a fee for paying with a credit card?

Yes. The credit card fast payment processing fee is 1% of the transaction amount (including shipping charges).

If the credit card payment service is not activated, then the buyer does not need to deduct the handling fee when paying by credit card.

If the credit card payment service is enabled and the buyer uses a credit card to pay, the user needs to pay 1% of the transaction amount (including shipping costs) as a transaction fee.

The 1% handling fee is only charged on the amount paid by credit card. It will be automatically deducted from the money received by the user after the transaction is successful. Alipay account balance payment, red envelopes, points (Taobao Mall), shopping coupons Handling fees are not included.

Extended information:

Notes:

1. The 1% handling fee is the handling fee ratio for commercial consumption stipulated by UnionPay. For on-site consumption, shopping mall operators also have to deduct this amount of handling fees, and there is no cap on the amount.

2. If the seller has not subscribed to credit card services (that is, the store or product does not have the UnionPay logo), the user can choose to pay the service fee to complete the payment. If you are unwilling to choose this method, you can change your payment by debit card or other payment methods, or re-select a merchant that accepts UnionPay payment for purchase, which is free of service fees.

3. The new service is to provide users with more choices. It is up to the customer to decide whether to pay the service fee by themselves and complete the payment through a credit card.

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