Does credit card cancellation affect credit reporting?
Whether the cancellation of credit card will affect the credit information mainly depends on the bank's evaluation of your past card use and repayment record. If the credit card is used well, it will not affect our personal credit after cancellation. Have you ever been overdue, credit card, etc. Will affect the credit history.
Can I get information when I cancel my credit card?
Credit card cancellation can be found, but the information displayed in the new version is different from that in the old version. After the cancellation of the old version, only the status of the credit card in the credit column will be displayed, and the detailed repayment information of the credit card under its name will not be found.
The new version will show the repayment status of credit cards, increase the repayment amount and time, and extend the repayment record to 5 years. Even after the credit card is cancelled, the repayment status of the cancelled credit card within 5 years will still be displayed.
In addition, in addition to the account cancellation information, the inactive account information under this name will also be displayed on the credit report. The above is about "Does credit card cancellation have an impact on credit reporting? 20 19 credit card cancellation can be found? " Specific content.