Hello, thank you very much for your interest in Ping An Bank!

1. JCB is an international card organization. The JCB logo on the card indicates that the card can use the JCB route for overseas consumption.

2. The exchange rate for credit card consumption is provided by the card organization, and shall be based on the exchange rate of the card organization on the day of consumption:

1) Use China UnionPay channels: domestic and overseas consumption by credit card RMB settlement shall be based on the listed exchange rate of China UnionPay on the transaction day.

2) Use the channels of international card organizations (VISA, MasterCard, JCB): Domestic and overseas consumption by credit card will be settled in US dollars, and the exchange rate of the international card organization on the transaction day shall prevail.

3. If you go through the channels of international card organizations, there is no currency conversion fee for overseas U.S. dollar transactions. Overseas non-U.S. dollar transactions (Euros, British pounds) will be charged a currency conversion fee of 1.5% of the transaction amount (for: collection of cross-border procedures) Fee, 1.5 of the transaction amount)

We will serve you wholeheartedly! Thank you for your attention and support to Ping An Bank!