Is it easy to apply for a credit card? Whether it is easier to apply for a credit card depends on the overall qualifications of the applicant. Although it is indeed easier to apply for a card by card than the ordinary card application method, it is in vain if the applicant's qualifications are not good. When you apply for a card with a card, in addition to obtaining relevant information about your spending power and repayment ability from your card, the bank also needs to see whether the limit and usage of your card meet the requirements. If you apply for a card by card, your card must be used for at least half a year, and the limit cannot be less than 5,000. And it is unavoidable to note that not all banks support card processing.
How long does it take to apply for a credit card? To apply for a credit card by card, you usually have to go to the counter. After you fill out the application form, you only need to provide your identity certificate and a copy of the card. Although applying for a card by card is beneficial to the bank's review, the speed of applying for a card is actually about the same as normal card application. After the credit card is approved, it takes 1 or 2 days to produce the card, and then it takes another one to two weeks to mail the card. And the credit card review generally takes about 1 week. If you apply for the card with a card, the card review will be Be faster. So usually, it takes about 20 to 30 days to apply for a card. The above is the answer to "Is it easy to apply for a credit card? How long does it take to apply for a credit card?" Applying for a card with a card can indeed improve the card review speed and the probability of card issuance, but whether you pass it mainly depends on your qualifications. The amount of the card you hold, your card use record, assets and financial resources are all requirements of the bank. considered. The time required to apply for a card with a card is not much different from that of a normal card application.