Using a credit card in Alipay is consumption, not cash withdrawal. Only when you withdraw money at the ATM\ deposit and withdrawal machine \ counter can you count it as cash withdrawal. The annual fee can be reduced or exempted if the number of consumption reaches the number stipulated by the bank.

1. Open ICBC mobile banking and click on my account.

2. Enter the login password and log in.

3. Click to open the credit card.

4. Query details

It can be seen that the annual fee has decreased and the balance has not changed. Click More Queries in the upper right corner.

6. Select near March and confirm.

7. Select to query this consumption.

8. Display: trading places: Alipay-□ Jie Zhen, Business Summary: Consumption.