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Use China Merchants Bank's full-currency visa card or ordinary UnionPay card to swipe your card in Japan, which repayment is lower?
Hello, UnionPay card goes directly to UnionPay channel. Japanese yen consumption is settled in RMB, and there is no currency exchange fee.

There is no currency exchange fee for all-currency cards, but it depends on the exchange rate of VISA, and which one is cost-effective depends on the exchange rate.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.

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