1. MasterCard dual currency card

1) MasterCard international routes can be swiped and settled in US dollars. The exchange fee of 65438+ 0.5% of the transaction amount is charged for each transaction (if the consumer directly settles in US dollars, the exchange fee is not charged). After the bill is settled, you can open the function of purchasing foreign exchange and repay the dollar bill in RMB.

2) You can also spend money by credit card on overseas UnionPay lines and settle directly in RMB.

2. UnionPay cards can only be consumed through UnionPay channels and settled in RMB.

Tips:

1. Take the channel of China UnionPay: credit cards are settled in RMB at home and consumed abroad, subject to the exchange rate of the card organization at the time of merchant's request;

2. Take the channels of international card organizations (VISA, MasterCard, JCB): domestic settlement of credit cards and settlement of consumption abroad in US dollars shall be subject to the exchange rate of card organizations at the time of merchants' request; If the channel of international card organization is adopted, no currency conversion fee is charged for overseas US dollar transactions, and 0.5% of the transaction amount is charged for overseas non-US dollar transactions (euros and pounds) (the cross-border handling fee is 0.5% of the transaction amount).