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For personal business, I also use China Merchants Bank savings card. There is running water. Can I apply for a China Merchants Bank credit card?

If you are an individual business, the success rate of applying for a credit card will be very low. Bank savings cards and bank statements cannot be used as proof of application. If you have a car, real estate, fixed deposit, etc. in your name, they can be used as proof of application. The following is the specific required information.

CMB credit card application conditions: Applicants should be between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by the bank.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and investments Market value certification documents (such as real estate certificate/car driving license/copy of bank deposit certificate) and other information that can prove your financial level.

Other documents available for reference include: social security personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.