The repayment date of Bank of Communications' credit card is 25 days after the bill date. If your bill date is 8, then your repayment date will be pushed back by 25 days, that is, the 3rd or 4th of next month (in some months, it is 31 days), so it is recommended that you repay before the 3rd of each month.

The minimum interest-free period of Bank of Communications credit card is 25 days, and the longest is 56 days. If you want to enjoy the longest interest-free period, you can spend it on the 8th, and the amount spent on the 8th will be included in the next billing date.

for example, if you swipe your card for 2 on January 8th, this 2 will be included in the bill on February 8th, and then it will be postponed for 25 days, and it will be enough to pay off this 2 before March 3rd.

repayment date of Bank of Communications credit card

1. First, remember your billing date, which is fixed every month. (There is a piece of paper on which the card is posted in the card letter with details such as billing date and credit limit. If you can't find it, please call customer service.)

2. The final repayment date of the Bank of Communications credit card is 25 days after the billing date.

suppose your billing date is 15th of each month, and the repayment date is 9th or 1th (month-month relationship). Take November as an example:

The transactions on the billing date of November 15th are included in the current bill, and the repayment date is December 1th. The repayment period is only 25 days, which is the shortest;

the transaction on November 16th is included in the next bill, which is listed on December 15th, and the repayment date is January 9th. There is a repayment period of 56 days, which is the longest.

it is worth noting that no matter what day the billing date is, you can enjoy the longest repayment period as long as you spend it on the day after the billing date. Extended information:

The formula for calculating the minimum repayment amount is as follows:

Minimum repayment amount =1% consumption balance +1% cash withdrawal balance+interest balance+other payable expenses balance+unpaid part of the minimum repayment amount in the previous period

Bank of Communications adopts the revolving credit interest calculation method. Revolving credit: Revolving credit is a small, unsecured loan with daily interest. According to your own financial situation, you can decide the repayment amount by yourself before the due date of the current credit card bill every month.

when the repayment amount is equal to or higher than the minimum repayment amount of the current bill, but lower than the current repayment amount, the remaining deferred repayment amount is the revolving credit balance. Revolving credit is a very convenient loan tool, which not only allows you to enjoy the convenience of swiping your card, but also is a good choice for easy financial management. If you choose to use revolving credit, you can't enjoy the interest-free repayment period in the current period. Baidu Encyclopedia-Bank of Communications Credit Card