Xiaoying Card Loan is a reception service platform launched by Xiaoying Technology. At present, there are three kinds of loan products: credit card repayment, elite loan and easy loan.

credit card repayment

It can help users pay off their credit cards quickly and restore the credit card limit. At present, the amount of application is between 2000-60000 yuan, and the loan period is divided into 3 months, 6 months, 9 months and 12 months.

Jingyingdai

Is a large long-term loan product, which is currently only launched for quality customers. The application amount is between 30,000-150,000 yuan, and the loan period varies from 24 to 36 months.

Xiao Ying kadai

You can apply for cash of 1000-20000 by credit card. The loan amount can be used for online shopping, physical store shopping, education and training, and studying abroad. At present, it is only open in mainland China, not in Tibet.

Small win card loan conditions

Credit card repayment loan conditions:

There is a credit card in the borrower's name and the bill needs to be returned; Personal credit is good, and I accept a small win card loan to repay the principal and interest monthly.

Small win easy loan conditions:

At present, there are credit cards that can be used normally and personal credit is good; The age is between 22 and 55 years old and has certain repayment ability.

Elite loan conditions

The comprehensive credit is very good, belonging to the high-quality customers identified by Xiaoying Credit Card;

In cities applying for elite loans, such as Dongguan, Guangzhou, Shenzhen, Hefei, Wuxi, Suqian, Nanchang and Shijiazhuang.

Bank cards supporting elite loans include China Bank, Postal Savings Bank and China Merchants Bank.

If you are willing to authenticate Taobao account, you can increase the quota to 6.5438+0.5 million yuan.

Does Xiaoying credit card have a credit?

According to the official introduction of Xiaoying Card Loan, Xiaoying Card Loan will check the credit information of the borrower. If the borrower has overdue behavior, the platform will also report to the central bank for credit information. It is recommended that you repay the loan on time and keep your personal credit information to avoid inconvenience to your future life.

Is Xiaoying's credit card high in interest?

The loan interest of Xiaoying Card is 0.46-0.67%/ month, and at the same time, a service fee of1-1.23% and a handling fee of 2% are required.