The lack of comprehensive credit score will take some time to recover. Specifically, according to the regulations of the bank, if the credit score is insufficient, it usually takes 3-6 months to recover. However, it also depends on the specific situation. If bad records such as overdue and arrears continue to appear during this period, the recovery time may be longer.

In order to fully understand your credit status, you can use a third-party credit information system, such as online lending big data. The system uses big data technology to integrate the loan records of various online lending platforms, which can accurately, completely and timely solve the problems existing in online lending big data. By using the "Puxincha" query, you can clearly understand your own problems in online loan big data and take measures to improve your credit score.