It's not interest, it's handling fee. Six thousandths means that the handling fee for each period is six thousandths of the total bill. So the monthly handling fee is 600 yuan. 65438+110,000 will be paid back in 24 months, and the part that cannot be divided will be put in the last month. The 24th installment collected a total of14,400 yuan.

Your monthly repayment is:100000/24 = 4166.66+100000 * 0.006 = 600, that is, 4766.66 yuan.

The last issue is 4 166.82+600=4766.82 yuan.

According to six thousandths of each issue, the annual handling fee is 7.2%. On the surface, it is slightly higher than the one-year loan interest rate, but unlike loans, the principal is repaid every month, while banks repay the principal as soon as it expires. However, it is much more cost-effective to apply for bill installment than the minimum repayment amount.