Generally speaking, it does not affect. Credit card arrears are civil disputes and have nothing to do with probation. Article 75 of the Criminal Law Provisions to be Observed by Criminals with Probation: (1) Abide by laws and administrative regulations and obey supervision; (2) to report their own activities according to the provisions of the inspection organ; (three) to comply with the provisions of the inspection organ on the reception of visitors; (four) to leave the city or county where you live or to move, it shall be reported to the inspection organ for approval.