the credit card available limit refers to the maximum amount that can be used by the credit card held. It includes the credit limit (that is, the maximum credit card overdraft limit) and the amount deposited in the credit card. The amount of any credit card depends on the effective income and asset guarantee value provided by the individual in the application process. The credit limit of a credit card is positively related to the income and secured assets of the applicant, that is, the higher the income and secured assets, the higher the credit limit.
1. China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 22, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 26, China Merchants Bank started its public offering in Hong Kong, issuing about 2.2 billion H shares, raising 2 billion Hong Kong dollars, and listed on the Hong Kong Stock Exchange on September 22. The net capital exceeds 29 billion and the total assets exceed 4.4 trillion. _ In the first half of 217, China Merchants Bank had more than 1,8 domestic and overseas branches, set up service outlets in more than 13 cities in Chinese mainland, and had 5 overseas branches and 3 overseas representative offices with more than 7, employees. In addition, China Merchants Bank also wholly owns CMB Financial Leasing Co., Ltd. and holds China Merchants Fund Management Co., Ltd., holding 5% equity of China Merchants Cigna Life Insurance Co., Ltd. and 5% equity of Zhaolian Consumer Finance Company; Wing Lung Bank Limited and CMB International Financial Holdings Limited are wholly-owned in Hong Kong.
2. The development goal of China Merchants Bank is to become a leading retail bank in China. In July 1995, the bank card card was launched, and in September 1999, Netcom, the first online bank in China, was launched, which became a widely used online payment tool for many enterprises and e-commerce websites, and promoted the development of e-commerce in China to some extent. On April 2, 215, China Merchants Group Co., Ltd. planned major events. In order to ensure fair information disclosure, safeguard the interests of investors and avoid abnormal fluctuations in the company's share price, the company's shares were suspended from trading on April 3, 215 upon the company's application. In August 216, China Merchants Bank ranked 39th in the "Top 5 Chinese Enterprises in 216". Zhao Yue, the largest private bank in China, took over as the general manager of the private banking department of China Merchants Bank and transferred to foreign banks.