Annual fee policy: if you spend more than 6 times by credit card, you will be exempted from the annual fee for the following year.
Integral rule: 1 yuan cumulative consumption or withdrawal 1 points, double points for birthdays.
Validity period: From the date of issuing the card, the annual points will be valid for two years, and 30% off the gold card will be included in the next card.
Withdrawal: The maximum withdrawal ratio is 50%, the withdrawal fee is 2.5% of the withdrawal amount, and the domestic minimum fee is 10 yuan.
Minimum repayment ratio: 10%
Interest-free period: the shortest is 20 days and the longest is 50 days.
The limit of guangfa vitality credit card
The credit card processing of Guangfa Bank will be approved by the bank according to the information provided by users, and the limit of vitality card is 3000- 10000. For people with an annual income of more than 20,000 and less than 80,000, with stable residence and stable income.
The amount of the gold card is people with an annual income of more than 80,000 (including people with high financial resources, such as cars, real estate, cash passbook and enterprises)10000-50,000; There is also a platinum card with a higher amount. However, the credit cards generally handled are probably more than 50,000.