China Merchants Bank often offers discounts in installments, including 20%, 60% and 40% discounts, with a minimum discount of 3.2%, and installment cards often offer discounts for several months.

China Merchants Bank Platinum installment credit card is still good. This card is a UnionPay single currency card. In addition to the basic functions of China Merchants Bank's personal credit card, it also has the following differentiated functions: it has a very high credit line, ranging from 60,000 to 300,000. After consumption, it will be automatically phased, and the installment amount with the lowest single-period rate of 0.66% can enjoy double points. Free annual fee for the first year.