How long does it take for the credit card application to be accepted?
The credit card application has been accepted, which means that China Merchants Bank has received the application information from the card applicant, and China Merchants Bank will review it later. Only after passing the review will the card production stage be entered, and the card will not be issued until the card production is completed. If it shows that it has been accepted, it will probably take about 15-20 days to receive the card. However, if the review fails, then the first card application will fail. It is best for the card applicant to submit a second application after a period of time.
After passing the interview, China Merchants Bank will issue the card within three working days. Generally, it is sent by registered mail. The sending time of registered mail is within 15 days. Apply for a card People just need to pay attention to check it. If the China Merchants Bank credit card passes the preliminary review, it means it has been approved. During the interview, as long as it is confirmed that the application is made by me, the card can be issued smoothly. If the credit card application passes the preliminary review, CMB staff will proactively contact the applicant to go through the formalities at a bank branch.
1. The review process for China Merchants Bank’s credit card is as follows:
① Review the submitted materials: copy of identity document, original work certificate, original salary and income certificate, whether the application form is complete, If there are any deficiencies, remind us to add them;
②Enter the credit reporting stage: verify whether the customer's identity information is consistent with the ID card information database, and query the personal credit reporting system;
③Phone verification: call The applicant and his/her employer shall verify that his/her information and organization information are true and reliable;
④If the applicant passes the review, the credit card will be sent to him/her.
2. The application conditions for China Merchants Bank credit card are:
(1) The applicant is between 18 and 60 years old and has Chinese nationality.
(2) Applicants must have a relatively stable job and income, with an average monthly income of no less than 3,000 yuan.
(3) The applicant must provide the bank statement of the salary card and the list of personal social security accounts for the past 6 months. If you have a car or a house, you can also provide a real estate certificate and a car driving license.
(4) Applicants must have a fixed place of residence and be able to provide proof of permanent residence, daily payment receipts, etc.
(5) Applicants must have good personal credit. Otherwise, it cannot be reviewed.
1. Apply for a credit card through formal channels. Bank branches/bank official websites/regular third-party websites are all channels that can be considered, so as to protect personal information to the greatest extent.
2. Cardholders who have applied for a card should not lend the card to others easily.
3. After swiping the card, repay the money in time. Late repayment will stain your personal credit and cannot be eliminated within 5 years.
How long will it take for the China Merchants Bank credit card to be issued if it passes the preliminary review and has been signed for confirmation?
If it is passed the preliminary review and has been signed and confirmed, it will take 2 working days to produce the card and the card will have been issued. , it can be sent out in about 15 working days.
If a China Merchants Bank credit card passes the preliminary review, it means it has been approved. During the interview, as long as it is confirmed that the application is made by me, the card can be issued smoothly.
After the initial review of the application is passed, the staff of China Merchants Bank will proactively contact the applicant to go to the bank branch to go through the interview procedures. After passing the interview, a card will be produced for you within 2 working days and issued within 3 working days. Then it will be sent to you by registered mail according to the billing address. The registered mail will be sent within 15 days. The card applicant can just check it.
Extended information:
Inquiry on application progress of China Merchants Credit Card:
1. First, you can log in to the credit card website and click "Application Progress Inquiry" on the upper right side of the homepage. Enter the ID number according to the prompts;
2. Call the credit card customer service hotline to inquire.
3. Directly query the official WeChat public account.
4. Quick query on the official client of Palm Life.
Warm reminder: The official website of China Merchants Bank Credit Card recently launched WeChat and mobile clients to quickly apply for credit cards, credit card activation and credit card application progress inquiries, etc., a convenient, safe and fast online credit card application service!
Reference materials: Credit card application progress inquiry-China Merchants Bank Credit Card Official Website
What are the precursors to the approval of the China Merchants Bank credit card?
The precursor to the approval of the credit card is the bank Call the confirmation number and the answer information is consistent with the registration information.
China Merchants Bank will make a series of assessments on credit card applicants and decide whether to apply for a card based on the applicant's comprehensive qualifications. Therefore, there are no warning signs for a China Merchants Bank credit card to be rejected.
If the review fails, China Merchants Bank will send a text message to the applicant on the 6th day after the review fails. If the applicant's mobile phone number is abnormal and cannot receive the text message notification, China Merchants Bank will also send a paper refund. notification letter. If the applicant's job or financial information changes, he or she can re-provide the information after 3 months and try to apply.
Extended information
Card security precautions
1. Credit cards can only be used by the cardholder. Do not lend the credit card to others.
2. Please keep your personal information properly and do not tell others the validity period and other information.
3. When swiping your card for consumption, keep your credit card out of your sight.
4. When entering the password, please pay attention to blocking. Don’t set your password too simply, and don’t use your birthday, phone number, or ID number as your password. Never write your password on or with your credit card.
5. When you get a new card, you should sign on the back of the card immediately.
6. There is some credit card information on the purchase form, so do not throw it away at will.
7. Please identify the URL carefully to prevent visiting fake shopping websites and fake online payment pages. If you find a suspicious URL, please call the credit card service hotline for verification immediately.
8. Please carefully read the consumption notification text message sent by our bank. When the amount in the text message does not match the actual amount, please call the service hotline in time to inquire.
9. Please update your contact information in time.
China Merchants Bank - Card Safety Precautions
This is the end of the introduction about China Merchants Credit Card application and how many days it takes to receive the card. I don’t know what you will find from it. Got the information you need?