Is the credit card of Industrial Bank so irresponsible? When you apply for the card, you said that no matter how you swipe it, you will get points. As a result, after a month of brushing, there was none. The person who handles the card can say anything in order to complete the task, and it does not belong to him when using the card. For online consumption, real estate, cars and utilities, most banks don't get points, and even some banks don't count the number of credit card consumption. The reason must be that banks charge little or no fees for using these cards, and it will be very wronged to continue to calculate the interest-free period for you.