It should be calculated as shopping consumption (including recharging the account on Jingdong Mall), and the merchant bears the transaction fee. Online payment with Bank of China credit card on Jingdong Mall seems to be through the third-party payment channel of Quick Money. If you still have a Bank of China debit card, it is recommended that you go to the Bank of China counter to activate the online banking function and bind your credit card, so that you can automatically repay the credit card in the future. It only takes one trouble and it will be easy in the future. Convenient. for your information.