How long does it take for CITIC Credit Card to be reviewed?

CITIC Credit Card generally takes 10 working days to review after submitting the materials, but it generally takes 20 working days from submitting the materials to getting the credit card. If passed It only takes about 15 working days to apply for a credit card online. This is because it takes time to declare after applying at an outlet, so it will take some time. However, the credit limit applied for online is generally lower.

If the credit card does not pass the review, the bank will notify the applicant by phone, text message or email. At this time, the applicant can call the bank to inquire about the reason. If he still wants to continue applying, he can change to another bank. Try it, maybe you can pass it quickly. It is recommended to add some more convincing materials when applying again.

If you want to shorten the credit card approval time, you can submit a relatively strong proof of financial resources. This is very important, and the credit record must be good, and you must reach the card application age specified by the bank. Finally, it is the bank's regulations. Other conditions apply, but delays may occur during statutory holidays.

After getting the CITIC Bank credit card, you can activate it by calling the phone, or you can activate it through the official website; no matter what method is used to activate, a transaction password and a telephone inquiry password will be set, which should be distinguished clearly when setting. It is worth noting Credit cards applied through the Internet must be interviewed. This is also to verify the card owner's information and ensure that the card owner applied for it himself.

How long does it usually take to apply for a CITIC credit card?

The CITIC Credit Card application time is as follows:

1. Offline application:

When applying for a CITIC Bank credit card offline, it generally takes 30 working days. After submitting the card application, CITIC Bank staff will complete the review in about 15 days. After passing the review, it will take 3 to 5 working days to create a credit card. After the production is completed, the CITIC Bank Credit Card Center will send the card within 7 to 10 working days.

2. Online application:

It takes about 20 working days for card applicants to apply for a card on the official website of China CITIC Bank. After an individual submits a card application, the staff will take about 7 days to review it. After passing the review, it will take 3 to 5 days to make the card and then send the card to the applicant. It can usually be sent within a week. .