If there is a term limit, it is usually three years.

Credit cards allow you to spend money within the credit limit first and repay later, which is what people use as overdrafts.

The card is usually marked with the card opening date or expiration date, both of which are Arabic numerals.

Once the credit card expires and the cardholder does not want to continue using it, he or she needs to bring his or her ID and card to the credit card center of the bank where the account is opened to cancel the card.

Otherwise, the annual fee will be automatically deducted each year.

If you have used a credit card for telephone banking or online banking, you must first cancel the telephone banking or online banking before you can cancel the card account.

Extended information

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

At least the following information should be on the credit card:

Front: name and logo of the issuing bank, credit card number (organization logo) and holographic anti-counterfeiting mark, card number, name in English or Pinyin, activation Date (generally calculated to the month), validity date (generally calculated to the month), the latest issued card is equipped with a chip on the front, and the chip account and the card magnetic stripe account are two relatively independent accounts.

Back: card magnetic stripe, cardholder signature field (signature required after activation), service hotline number, last four digits of the card number or the entire card number (to prevent fraudulent use), credit card security code (on the credit card On the signature line on the back, there are three digits immediately following the last four digits of the card number, which are used for credit card activation, password management, TV, telephone and online transactions, etc.).

Reference materials:?Baidu Encyclopedia-Credit Card