Supplementary information:
1. You can use the credit cards of China Merchants Bank, China Construction Bank and Industrial and Commercial Bank to purchase in the online or offline Apple Store of Apple's website, and you can enjoy up to 24 interest-free offers, and there are 12, 6, 3 and the lowest 1 to choose from, while Huayuan only supports the highest 12 interest-free offers;
2. The purchase process in official website is to select your products, enter your credit card details or scan the QR code, and choose 24-month installments.
Extended data:
1. What is credit card installment payment?
Credit card installment payment refers to the process that when the cardholder uses the credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. According to the cardholder's application, the bank deducts the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder repays according to the monthly recorded amount.
Second, the main benefits of credit card installment payment:
1. Enjoy first, then pay.
2. There is no guarantor, and the procedure is simple.
3. Fixed time and convenient payment.
4. Pay at will. The monthly repayment amount is optional.
5. More space to choose payment methods.
Three, part of the bank credit card installment details:
1. The credit card installment business of China Bank can be divided into "easy installment", "mail order installment" and "merchant installment".
Bank of China has specially customized the payment method of "Easy Purchase by Stages" for BOC credit card holders, so that you are no longer restricted by designated shopping malls and designated commodities, and you can apply with a customer service phone number, which is simple, convenient and easy to buy your favorite things. You only need to spend more than 1000 yuan with a single credit card, and you can convert this ordinary consumption application into installment payment on the trading day. You can choose the number of periods of 3 months, 6 months, 9 months, 65,438+02 months, 65,438+08 months and 24 months. We will charge a one-time installment fee.
Number of installments and installment rate
The third stage 1.95%
The sixth stage is 3.6%
5.4% in the ninth stage
12 7.2%
18 1 1.7%
24 issues 15%
2. Guangfa Bank Guangfa Credit Card launched "Yangyanghang" interest-free installment payment. As long as the single consumption reaches 500 yuan, you can call 95508 to register for installment payment.
Period of GDB card: 6 months, 12 months, 18 months, 24 months.
Number of installments and handling fee standard:
The number of periods (monthly 1 period) is 6, 12, 18 and 24, and the service fee rate of each period is 0.7%, 0.7%, 0.72% and 0.72% respectively. Guangfa Bank can also handle postal installment business, and the commodity providers mainly include Digital China and Founder Technology. The staging method is the same as that of China Merchants Bank.
Guangfa controls the quota according to whether it will be frozen after the audit, mainly depending on the audit results.
Handling fee: installment handling fee is charged monthly; It cannot be changed after installment payment. If the repayment is made in advance, the handling fee will be charged according to the selected number of installments.
3. ICBC Peony Credit Card installment payment service is only provided to individual customers of Peony International Credit Card and Peony Credit Card.
The initial amount of ICBC Peony Card installment business is RMB 600 yuan, HKD 600 yuan, USD 65,438+000 and EUR 65,438+000 respectively, and the installment business cannot be handled for consumption below the initial amount.
4. Installment payment for credit card consumption of China Construction Bank Longka is only provided to the cardholders of Longka dual-currency credit card and Longka RMB credit card; The initial amount of the installment payment business of CCB is RMB 1000 yuan; Number of optional periods: 3, 6 or 12 periods can be selected freely (once a month).