You can apply for a credit card according to your conditions. Anyone who has full capacity for civil conduct (citizen aged 0/8 in Chinese mainland/KLOC) and has a stable job and income can apply for a credit card from the issuing bank. Applying for a credit card requires proof of work and income. According to your situation, students can apply for the YOUNG card of China Merchants Bank, and the pass rate is very high.

At present, the banks that support college students to apply for credit cards include Guangfa Bank Student Credit Card, China Merchants Bank Youth Card, China Construction Bank Student Credit Card and Agricultural Bank Discount Card.

College students need to meet the following conditions when applying for a credit card:

1. Age: 18 years old.

2. University requirements: Currently, full-time undergraduate degree or above. If your school also belongs to a card-issuing school which is a cooperation between banks and universities, you can also apply.

Necessary documents: copy of ID card and student ID card.

A necessary condition: because college students are studying at school, they have few economic sources. According to the regulations, when applying for a credit card, college students generally need to identify the second payer, usually their guardians and relatives, and there will be relevant materials that they need to fill out when applying for a card.