If you withdraw money from ATM, the daily limit is 20 thousand yuan. Business outlets above 30,000 yuan need to make an appointment in advance.

First, rural credit cooperatives as banking financial institutions have their own characteristics, mainly in:

1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.

2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.

3. Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury according to the provisions of national laws and financial policies.

Two, China rural credit cooperatives belong to what bank?

China Rural Credit Cooperative is a collective-owned bank, which is managed according to the Commercial Banking Law and is a local rural cooperative financial institution. At present, the legal person system at the provincial and county levels is implemented. That is, the county association is a first-class legal person, and the provincial association is a platform legal person for the provincial government to manage credit cooperatives.

Whether it is a rural credit cooperative, a rural cooperative bank or a rural commercial bank, it is a formal and standardized UnionPay card. You can deposit or withdraw money.

Rural credit cooperatives are independent entities. Now some rural credit cooperatives have been renamed as rural commercial banks after restructuring, and no rural credit cooperatives or rural commercial banks in the list of cooperative banks can handle online banking and Alipay.