Credit limit is the maximum amount that a bank can overdraw according to the personal credit situation of a credit card applicant. According to the relevant materials provided by the customer at the time of application, it is determined by the issuing bank after review.

Generally speaking, the better the credit status of the cardholder, the higher the asset income certificate that can be provided, and the higher the credit line that may be obtained. When handling a credit card, the more detailed the asset certificates provided by the applicant, such as income certificate, real estate certificate, mortgage purchase certificate, automobile property right certificate, bank deposit certificate or securities certificate, the higher the credit limit the applicant obtains.