How to check the credit card limit of China Merchants Bank

There are three ways to check the credit card limit of China Merchants Bank:

1. Check the credit card limit through China Merchants Bank online banking. You can check your credit limit information by logging into My Account Information of China Merchants Bank Credit Card Online Banking.

2. Call China Merchants Bank’s credit card customer service hotline to check the credit limit. You can call the China Merchants Bank Credit Card Center at 8008205555 to check your credit card limit.

3. Inquire about China Merchants Bank credit card limit via SMS. Mobile users can use the mobile phone number filled in when applying for a credit card to send ED to 1065795555 (0.1/entry) to check the credit card limit of China Merchants Bank.

1. Introduction to the credit limit

Since the credit limit is an unsecured loan amount, the amount is usually not too high and will be determined based on the conditions provided by the borrower. This means that the borrower must have a higher credit limit and the borrower's various conditions must be quite good, so that the lender will be willing to provide a higher loan amount.

2. Credit card limit

Relationship limit: If a user of ICBC has more than two credit cards, he actually has a credit card limit with a higher limit, and a credit card with a lower limit actually has a credit card limit. The above means that you are using a card with a higher limit. If you use a credit card with a lower limit, not only will the limit of the credit card with a low limit be deducted, but the limit of the credit card with a high limit will also be deducted accordingly.

3. ***Exclusive quota

***Exclusive quota: This is when a credit card holder applies for several credit cards from a bank, and the limit of these credit cards is ** For the *exclusive, cardholders swipe one of the credit cards to make a purchase, and the credit card limit for the *exclusive limit will be reduced accordingly.

4. Relationship accounts

Relationship accounts: ICBC has a total credit limit for credit card holders. Accounts within the total credit limit are set to be linked together. All credit card accounts of card customers are called linked accounts. After an account is linked, it is called a linked account, also called a relationship account.

5. Integral

Generally, it is automatically calculated by the computer, and the computer will first set a certain formula. After entering certain conditions, the computer program will automatically run the lender's points. As long as a certain point is reached, the applicable credit limit and interest rate will be known. The results generated are all fixed and cannot be changed by individuals. The credit limit can only be increased by improving the borrower's conditions and recalculating points.

How to check the limit of my China Merchants Bank credit card?

How can I check my limit after applying for a China Merchants Bank credit card? What is the limit for applying for a China Merchants Bank credit card for the first time? How to check the credit limit of China Merchants Bank? What's the fastest way to check my balance?

China Merchants Bank Credit Card Limit Rules

China Merchants Bank will determine the credit limit based on the information and credit status provided by the cardholder when applying. This limit is used by the cardholder for overdraft consumption and cash withdrawals. the maximum limit. Available limit refers to the unused credit limit of your credit card. The available credit will be reduced with each consumption and restored with each repayment.

If you hold multiple credit cards issued by China Merchants Bank, the maximum limit of a single credit card held under the cardholder's name will be used as the credit limit, not the sum of the credit limits of multiple credit cards.

Four ways to inquire about China Merchants Bank credit card limit:

1. Methods to inquire about China Merchants Bank credit card limit - Online banking inquiry

By logging into China Merchants Bank Credit Card Online Banking You can check your limit information through My Account Information.

2. How to inquire about the credit card limit of China Merchants Bank - telephone inquiry

You can call the Credit Card Center of China Merchants Bank at 8008205555 to inquire about the credit card limit.

3. How to check the credit limit of China Merchants Bank - SMS query

Query the limit through SMS: Mobile users can use the mobile phone number filled in when applying for a credit card to send ED to 1065795555 (0.1 /item), check the credit card limit of China Merchants Bank.

IV. How to query the credit limit of China Merchants Bank - mobile phone query

Adjustment of credit card limit of China Merchants Bank

When you need to increase the temporary credit limit, you can call China Merchants Bank The bank’s credit card center has a 24-hour customer service hotline.

★The increased temporary credit limit is generally valid within 30 days. After expiration, your credit limit will be automatically restored to the original credit limit.

★The credit limit of supplementary cardholders is set by the primary card, and supplementary cardholders cannot apply for limit adjustment. If the primary cardholder has limited the credit limit of the supplementary card, increasing the temporary credit limit will not change the limited credit limit of the supplementary card. If the principal cardholder has not set any separate limit on the credit limit of the supplementary card, when the temporary credit limit is increased, the credit limit of the supplementary card will also be increased.

★After the temporary credit limit is increased, the excess amount actually used over the original credit limit will be added to the minimum repayment amount in the next statement. No fees will be charged for the excess usage, but you cannot enjoy the facility of revolving credit. Please pay it off in one go on the due date.

After using the card for 6 months, China Merchants Bank credit card holders can submit proof of financial income to any branch of China Merchants Bank and apply. The bank will apply based on their past card use history, repayment records, etc. The situation will be reviewed and the credit card limit will be appropriately adjusted for the cardholder after passing the review.

To sum up, it is relatively simple for China Merchants Bank to increase the limit. It is best to provide detailed information when applying for a credit card to increase the limit. The temporary limit can only last for a period of time and should be based on your actual needs. Increase your credit limit, don’t blindly increase your credit limit.

How to know the credit limit of China Merchants Bank

1. Open WeChat, search for China Merchants Bank, and click to enter the official official account.

2. In the jump interface, click the I want to apply for a card option below.

3. In the menu that opens, select the check bill and check balance options.

4. Enter relevant personal information.

5. In the jump interface, click the quota option above.

6. You can then check the credit limit of China Merchants Bank.

Would you like to know how to check the limit after CMB’s credit card has been approved?

The method for checking the limit after CMB’s credit card has been approved is as follows

1. WeChat official account inquiry

1. Follow the official WeChat account of China Merchants Bank Credit Card on WeChat.

2. Click Query Now in the menu bar below China Merchants Bank Credit Card to view the credit card limit.

2. CMB APP inquiry

1. Log in to CMB Credit Card Mobile Life.

2. After logging in, you can see the credit limit.