There are several grades of credit cards in Changsha Bank, including ordinary cards, gold cards and platinum cards. The higher the level, the higher the credit card. Moreover, many card friends want to know whether Changsha Bank Jingdong Financial Co-branded Card is a platinum card, and whether the quota is really high. Let's have a look.

Is Changsha Bank JD Finance Co-branded Card a Platinum Card?

Changsha Bank's introduction to this credit card is that Jingdong Financial Co-branded Card is a RMB single-currency chip credit card of China UnionPay, with platinum card level. To be exact, it's just a small platinum card, not a real high-end platinum card.

After all, the rights and interests of many high-end platinum cards are quite rich, and they are generally rigid annual fees, at least one thousand pieces are indispensable. The Jingdong Financial Co-branded Card of Changsha Bank is free of annual fee in the first year and the second year, which is in line with the characteristics of most small platinum cards and has no high-end service rights. Most of them are only related to Jingdong financial rights.

Is the amount of Jingdong Financial Co-branded Card of Changsha Bank high?

Many cardholders' first impression of a platinum card is that the amount is high, with at least 50,000 cards, but it also depends on what kind of platinum card it is.

This JD Finance co-branded card similar to Changsha Bank is just a small platinum card, and the amount is definitely not that high. According to netizens who have handled this credit card, it is quite normal that some people have been granted a quota of 20,000 to 30,000 yuan, while others have been granted a quota of 10000.

Of course, the credit card quota ultimately depends on the applicant's comprehensive qualifications. The bank scores according to your qualifications. The higher the score, the better the qualification and the higher the quota. If you want to approve a high card amount, it is best to apply for a card at a bank outlet in Changsha and try to provide proof of assets and financial resources.

The above is "Is Changsha Bank Jingdong Financial Co-branded Card a Platinum Card?" . In short, Changsha Bank Jingdong Finance Co-branded Card is a platinum card, but it is a small platinum card, and the amount is naturally not as high as a high-end platinum card. And its quota level mainly depends on the applicant's comprehensive qualifications.