normally, the single repayment of Bank of Communications' credit card can't exceed one-third of the current bill or 5, yuan, and the amount of credit card swiped on the repayment day can't exceed 1, yuan. Otherwise, it is said that you are suspected of cashing out your card, and Ping An Credit Card is called the two most junk credit cards. It is often inexplicably downgraded and locked, so you are always allowed to cancel your card, and you are not allowed to pay it back when you have money, forcing people to overdue.

1. What is the use of the Bank of Communications credit card?

What is the use of the credit card? Now that so many people are applying for credit cards, what is the use of credit cards? Take the Bank of Communications credit card as an example. What is the use of the Bank of Communications credit card? Below, let's talk about it in Xiaobian.

Application conditions for Bank of Communications Credit Card:

You can apply for a Bank of Communications Credit Card only if you meet any of the following conditions:

1. The applicant has a stable and reliable job and a good reputation, and has paid three funds continuously, and has never held the main card of Bank of Communications Credit Card before;

2. You can provide your own academic credentials, have a good personal credit record, and have never held the main credit card of Bank of Communications;

3. Have certain assets in Bank of Communications, and never hold the main credit card of Bank of Communications.

In addition, you need to prepare the following documents:

1. A copy of the applicant's ID card (the officer needs to provide the military officer's card);

2. Work certificate issued by the unit (preferably stamped certificate);

3. Other banks use credit cards in the first half of the year;

4. social security payment bills for the last three months.

Note: Youth cards only need ID cards, and it is better to provide others with a higher quota.

what's the use of bank of communications credit card?

the bank of communications credit card, like other credit cards, mainly allows us to overdraw, that is, to spend first and then repay, which can alleviate the financial shortage for a period of time, mainly by swiping the card.

2. Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits in life and career, know how to enjoy themselves, are more willing to struggle, and sometimes have the need to study, do business, investigate or travel abroad.

Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. " Pacific Credit Card of Bank of Communications is a credit card product created by Bank of Communications with the introduction of advanced technology and management from HSBC. It combines the advantages of both the global and the local, advocates a brand-new consumption culture and card experience with the theme of "China people's global card", and provides preferential treatment and intimate service all over the world.